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Mortgage Brokers

We specialise in loans for new properties. Get the best loan rates and mortgage advice as a first home buyer or investor.

Reach your home loan goals faster

Quite simply, we are mortgage brokers who specialise in getting finance for brand new properties for owner occupiers and investors.

We get the job done

Our goal is to make the first home buying or property investment journey an easy and enjoyable experience.

Greater borrowing power

With access to our lenders, we get a competitive rate to suit your financial situation.

Tailored to you

We personalise our advice and services to your financial circumstance and we’re here with you from start to finish.

Hassle free

With plenty of changes in the real estate industry, we save you time and keep you up to date with the latest news so you don’t have to do the research.

What our clients have to say

Nothing brings us greater joy than helping our clients get the property they want.

16 reviews on
Grace Famoso
Grace Famoso
It was a great pleasure to have Chad and Alon to help me with problems I had dealing with the building of my new house. They were always available to contact by phone whatever time I called them they were always beneficial and usually solved the problem. I would totally recommend Chad and Alon to anybody who is thinking of buying a property or investment, they run a very professional business.
Carly Berry
Carly Berry
Chad, Alon & the team at FHBS have been nothing short of amazing in the process of buying my first home. They have truly made my dreams come true. Were reliable, supportive and went above and beyond from start to finish and continued! I could not recommend FHBS enough. Exceptional customer service, the best I have experienced - in any industry!
Rikki Parker
Rikki Parker
Chad's communication throughout the whole process of buying my first home was outstanding. He has so much knowledge and expertise and made the journey easy and stress-free. Would highly recommend the team at First Home Buyer Specialists.
Evelin Vayzer
Evelin Vayzer
Chad has made me feel welcome through his positive attitude and wonderful advice. He helped me with my recent purchase and made the process stress free. Thank you Chad! Highly recommend GlFirst Home Buyers Specialists.
Kate Gillard
Kate Gillard
Alon and Chad, Words cannot possibly describe them adequately enough but I will have a go! They are family. They are supportive, knowledgeable and kind. I would not be living in my own home without them. From holding my hand getting the loan, to sourcing my hand and signing off on absolutely every tiny detail. Would give them an ‘outstanding’ for customer service any day of the week. Would go through the process again in a heartbeat. Do yourself a favour and give them a call.
Dennis Agyekum
Dennis Agyekum
Working with First Home Buyer Specialist is very awesome. They have really supported me and my wife through out the whole process of acquiring our first home and we are very grateful to Alon and Chad. This guys are really professionals and I highly recommend them to anyone who is looking to buy a house.
Stephanie Harding
Stephanie Harding
First home buyer specialists have helped us to successfully purchase our first home within only a few months. They are responsive, professional, friendly and always available when needed! We could not Recommend them more if you have no idea where to start with purchasing a home. They organise everything from start to finish. Helping you along the way every step.
Unfortunately, I have decided to go with a builder that First Home Buyer Specialists don’t utilise as I fell in love with a floor plan that I just kept coming back too. I did want to say a big thank you for all of Alons & Chads help with the start of this process and journey. I truly do appreciate the knowledge, information and support Alon & Chad provided to begin this process. I hope you and your family have a lovely Christmas & a happy new year????
Kayla Otoba
Kayla Otoba
With First Home Buyer Specialists you are guaranteed top level of proficiency and efficiency. Alon proved to us that trustworthy and credible people still exist. He was very accessible, understood our needs and tailored his services to fit what we needed. We absolutely had his 100% commitment all through the whole process which made it less cumbersome for us. I strongly recommend this company for every first home buyers, we were very lucky we got our first home through them.
Jo Can
Jo Can
It was a very challenging journey for us and we couldn't thank you enough for having you all throughout the journey. Thanks for all the help Alon!

We take the stress out and provide reliable mortgage advice

We are specialist mortgage brokers

Get the best mortgage deals and the most competitive rates

We’ll help you to secure a home loan that is best suited to your needs.

Why choose New Property Specialists as your mortgage brokers?

As part of our fixed-fee package, we’ll work with you to find you a loan that suits your circumstances. We will carefully assess your financial circumstances and will organise a loan for you that will leave you confident that you are making the right choices.

Once we have found the right loan for you, we will make an application to the lender for formal finance approval. We won’t make the application until we are confident that your loan will be approved. This is important because if you get knocked back then it may damage your credit rating.

We will:

  • Research: Researching and locating property that fits your criteria based on type of property, location, amenities and budget.
  • Budget: Talking to lenders about how much you can borrow and working out your budget to include the additional fees required above the property price, including the lenders fee, legal fees and stamp duty (where applicable). We can tailor the mortgage to your individual needs.
  • Manage: We’ll arrange and manage external services including legal advice and building inspectors.
  • Legal: Co-coordinating the transfer of the property, exchange of contracts and arranging all legal documents, including zoning certificates, sewerage diagrams and a copy of title portfolio.
  • Insurance: Arrange for property insurance.

There’s a lot to consider before taking out a mortgage. Securing finance is a lengthy process, sometimes taking up to a month or longer. Before anyone offers you a loan they’ll want to assess your eligibility. This includes your credit record; deposit size; employment status and debt history.

After your loan application has been approved, you’ll be issued a ‘home loan guarantee’ or ‘pre-approval certificate’. This means that you have been approved for the loan agreed upon, based on conditions set out by the lender. Loan approvals typically last around six months but can be extended if you need more time to find a property. After which, we will continue the discussion in purchasing the property you’re after.

As part of the deal we guarantee that if for some reason there are no lenders willing to provide finance, or if you simply change your mind, then we’ll refund the entire package fee in full. It’s a win-win situation!

Refinancing or switching home loans could free up cash for renovations, an investment property or other purchases. We can help you work out if it’s the best option for you and, if so, arrange the home loan that is right for your situation.

Refinancing with a new lender may get you access to better features. On the other hand, refinancing with your current lender could also be beneficial considering your new requirements. You may require additional or alternative features that provide added flexibility such as an offset account or allow you to pay your home loan off faster.

If you have been in your current home for a while, you may have built up some equity, and refinancing can be a way to free up some available funds to achieve a variety of goals such as home renovations or you may want to purchase an additional property as an investment.

There are a few reasons why buying or investing in a new property is better than older properties:

  1. Money is usually made from property when it is bought and held as a long term investment rather than as a short term investment. The reason for this is that the entry and exit costs of property are significant with Transfer Duty being paid when you buy and real estate agent’s commissions being paid when you sell. If you are constantly buying and selling you will spend a lot of money on these entry and exit costs. If you are not constantly buying and selling but are holding the property long term then you avoid all these entry and exit transaction costs.
  2. The tax consequences of frequently buying and selling property are also much more onerous compared to buying a property to hold on a long term basis. If you hold property, especially a new property on a long term basis, not only do you completely avoid the capital gains and/or income tax consequences of buying and selling a property , but you in fact achieve a tax saving because you can then claim an annual tax deduction in respect of the cost of building the property and you can depreciate the fixtures and fittings in the property which will also gives you a tax deduction. The tax benefits of holding an older property are much less than those for holding a new property.
  3. You will generally get a better rental return on a new property than an older property bought for exactly the same price because most tenants prefer living in a clean, new , fresh property rather than an older, tired, rundown property. This translates to a better return on your investment when buying new as opposed to old.
  4. New properties have lower maintenance costs than older properties because everything is new and will not need repairs or maintenance for a long time after you buy it. Whereas if you buy an older property, you might find that you have to spend a lot of money early on on maintenance costs or expensive capital repairs.
  5. New homes are more energy efficient, have more safety features and have the latest modcons that many older properties do not have. Not only does this make new property more attractive to tenants producing a better rental return and making them easier to rent, but it also makes them cheaper to run and maintain, once again increasing the yield on the property.

Trusted mortgage brokers with reliable advice.

Speak to us today about your mortgage broker needs or if you’re keen about investing or buying a property.

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Prefer to speak to us? Call us on 1300 155 661.

Or you can send us an email here.

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